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Open banking movement gains momentum internationally

Overseas regulators find that implementing new data sharing regime comes with challenges—offering key learnings for the United States

by Eric Showen June 02, 2017 6 min read Read more

What is the dual banking system?

Unpacking the United States’ approach to banking

by Plaid Staff May 03, 2017 4 min read Read more

What is Dodd-Frank? Origins and outlook

Explaining the act that reformed Wall Street after the financial crisis

by Plaid Staff May 03, 2017 4 min read Read more

What is the Open Banking Standard?

How a global system of banking APIs can help consumers, businesses, and banks

by Plaid Staff May 03, 2017 2 min read Read more
ACH authentication methods

How do you solve a problem like marijuana?

How the U.S. dual banking system is stymieing business growth

by Chelsea Allison March 08, 2017 4 min read Read more

What does the SEC do?

An explainer on the role of the Securities and Exchange Commission in fintech

by Iza Wojciechowska March 07, 2017 4 min read Read more

What does the FTC do?

How the FTC aims to promote honest business practices and preserve consumer choice—and where fintech fits in to its broader mission

by Chelsea Allison February 15, 2017 3 min read Read more

Granting bank charters to fintech companies

A new OCC policy intended to support responsible innovation

by Eric Showen December 07, 2016 2 min read Read more
ACH authentication methods

CFPB signals next steps on consumer data access

Comments from the agency underscore the importance of safe and secure data access—and the cooperation required of the entire ecosystem to facilitate it

by Zach Perret November 17, 2016 2 min read Read more
ACH authentication methods

CFPB weighs in on fintech

Consumer protection agency is “gravely concerned” by reports of some financial institutions considering curbs on personal financial data access

by Eric Showen October 26, 2016 4 min read Read more

You say you want a revolution—in access to banking data

The United Kingdom is leading the charge on a new industry standard to free consumers’ financial data—but what might it mean for the United States?

by Chelsea Allison September 25, 2016 2 min read Read more

Understanding credit unions

As credit unions grow in popularity, it’s important to understand how they differ from other financial institutions—and how to serve those consumers that prefer them

by Iza Wojciechowska September 25, 2016 5 min read Read more

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