Plaid Policy Pulse: more talk, more action
It’s imperative for innovative companies driving change to make their voices heard.
Plaid Policy Pulse: it takes a village
Partnership will be a critical feature of the fintech ecosystem for the foreseeable future.
Plaid Policy Pulse: institutionalizing innovation
Areas once considered the fintech frontier are becoming institutionalized, with governments adopting key features and even building in-house versions.
Plaid Policy Pulse: greater control for consumers
As the amount of data we generate and share grows, policymakers are pondering how to promote innovation and good stewardship of personal information.
UK open banking: should I build or partner?
Accessing consumer banking data requires APIs. The choice facing fintechs and other third parties is whether to build them in-house or find a partner.
Consumer data in a digital economy
The ability of individuals to exercise control over their data should be a defining characteristic of any solutions that emerge to fix the current system.
An introduction to UK open banking
Permissioned access to a person’s financial data unlocks products that are more powerful and personalised. Learn how the UK is taking an important first step.
Americans use tax refunds as a savings tool. What if they vanish?
Tax refunds are the single biggest savings tool for millions of Americans. If changes to tax policy reduce these annual windfalls, what replaces them?
The recent roots of financial regulations
Three things that led to the financial crisis and the regulations that followed
What is the CFPB?
A closer look at what the Consumer Financial Protection Bureau is and does
6 major provisions of Dodd-Frank
Unpacking the state of the Wall Street Reform and Consumer Protection Act, and how it's designed to prevent another crisis
A tale of three marketplaces
How marketplaces—like Etsy, Airbnb, and Uber—wrestle with money transmission, and whether it's all worth it
Breaking up (the banks) is hard to do
Wall Street, reform, and the 2016 presidential race
How the OCC is focusing on fintech
A whitepaper from the Office of the Comptroller of the Currency hints that the agency plans to position itself to make fintech a core part of its regulatory focus
The future of Dodd-Frank and the Financial Choice Act
Unpacking the House bill that puts Dodd-Frank in its crosshairs