Are you a platform or a marketplace?

Are you a platform or a marketplace?

As your business grows and evolves, your decision will have broad implications for brand identity, growth strategy, international expansion, and payments.

Building mobile payments infrastructure: 3 key learnings

Building mobile payments infrastructure: 3 key learnings

Want a robust, widely-used mobile payments system like AliPay or WeChat Pay? Learn from Latin America and avoid these three pitfalls.

Treasury Fintech Report Creates Call To Action for Industry Collaboration

Treasury Fintech Report Creates Call To Action for Industry Collaboration

In China, a “techfin” approach wins out over “fintech”

In China, a “techfin” approach wins out over “fintech”

Technology first, finances second makes Chinese ecommerce an interesting case study

The rise of prepaid cards in America

What’s making prepaid cards one of the fastest-growing financial products in the country

Apple Pay and the rise of the five-party network

Apple Pay and the rise of the five-party network

Apple’s contactless payments are far from ubiquitous, but new developments hint at a next-generation payment platform

What is direct debit?

Explaining the ACH-based payment option that’s popular in the U.K. and Europe

How does NFC payment work?

The burgeoning technology used for tap-and-go payment relies on radio waves and electromagnetic fields

What might in-store payments of the future look like?

What might in-store payments of the future look like?

Technologies of the future exist today—but consumer adoption will slow things down

How does PayPal work?

Why making payments easier for the consumer means layers of complexity behind the scenes

The past, present, and future of PayPal

How the payments giant started, grew, and continues to adapt to change

’Tis the season for payments processing

How holiday spending benefits the players handling payments but also increases potential for fraud

Why payment innovations are essential to progress in consumer technology

Why payment innovations are essential to progress in consumer technology

A look at eBay, Uber, and Flipkart as examples of how payments underpin innovation as a whole

Who’s winning the digital wallet wars

And is anyone making money on it?

Credit or debit: What’s the difference?

The numbers game

Unpacking the bank account, routing, debit, credit and other numbers that ultimately control how we send and receive money

How debit cards stack up

The debt debit owes to ATMs, banks, and credit card networks in becoming America’s preferred form of payment

Inside ACH payments with Stripe and Plaid

Inside ACH payments with Stripe and Plaid

Accepting ACH payments was once a daunting process to get started, but these days it’s much simpler

What is SWIFT?

What is SWIFT?

Tracking how money moves internationally from bank to bank thanks to the SWIFT messaging system

What are co-branded credit cards?

In 2014, payments made with co-branded cards amounted to 31 percent of all credit card purchases