Treasury Fintech Report Creates Call To Action for Industry Collaboration
In China, a “techfin” approach wins out over “fintech”
Technology first, finances second makes Chinese ecommerce an interesting case study
The rise of prepaid cards in America
What’s making prepaid cards one of the fastest-growing financial products in the country
What is direct debit?
Explaining the ACH-based payment option that’s popular in the U.K. and Europe
How does NFC payment work?
The burgeoning technology used for tap-and-go payment relies on radio waves and electromagnetic fields
What might in-store payments of the future look like?
Technologies of the future exist today—but consumer adoption will slow things down
How does PayPal work?
Why making payments easier for the consumer means layers of complexity behind the scenes
The past, present, and future of PayPal
How the payments giant started, grew, and continues to adapt to change
’Tis the season for payments processing
How holiday spending benefits the players handling payments but also increases potential for fraud
Why payment innovations are essential to progress in consumer technology
A look at eBay, Uber, and Flipkart as examples of how payments underpin innovation as a whole
Who’s winning the digital wallet wars
And is anyone making money on it?
Credit or debit: What’s the difference?
The numbers game
Unpacking the bank account, routing, debit, credit and other numbers that ultimately control how we send and receive money
How debit cards stack up
The debt debit owes to ATMs, banks, and credit card networks in becoming America’s preferred form of payment
What is SWIFT?
Tracking how money moves internationally from bank to bank thanks to the SWIFT messaging system
Inside ACH payments with Stripe and Plaid
Accepting ACH payments was once a daunting process to get started, but these days it’s much simpler
What are co-branded credit cards?
In 2014, payments made with co-branded cards amounted to 31 percent of all credit card purchases
A history of account and routing numbers
Accounting for the development of two identifiers that suddenly underpin a vast number of transactions
What are remittances?
Countless people around the world rely on remittances as a key source of income, but the system hangs in a careful balance
Holding all the cards
The history of how banks helped create and manage the credit card system—and the impact that has today