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Building mobile payments infrastructure: 3 key learnings

Want a robust, widely-used mobile payments system like AliPay or WeChat Pay? Learn from Latin America and avoid these three pitfalls.

by Katie Llanos-Small February 18, 2019 8 min read Read more
ACH authentication methods

Treasury Fintech Report Creates Call To Action for Industry Collaboration

Fintech is going mainstream. Ten years ago smartphones barely existed. In contrast, today over 100 million consumers rely on digital financial services to manage their daily lives. Some examples: EarnUp optimizes how consumers manage their debt so that they can save money; the average EarnUp customer saves $20,000 in

by Sima Gandhi August 22, 2018 2 min read Read more
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In China, a “techfin” approach wins out over “fintech”

Technology first, finances second makes Chinese ecommerce an interesting case study

by C. Allison July 10, 2018 3 min read Read more

The rise of prepaid cards in America

What’s making prepaid cards one of the fastest-growing financial products in the country

by Chelsea Allison August 08, 2017 4 min read Read more

What is direct debit?

Explaining the ACH-based payment option that’s popular in the U.K. and Europe

by Plaid Staff May 03, 2017 2 min read Read more

How does NFC payment work?

The burgeoning technology used for tap-and-go payment relies on radio waves and electromagnetic fields

by Chelsea Allison February 20, 2017 5 min read Read more
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What might in-store payments of the future look like?

Technologies of the future exist today—but consumer adoption will slow things down

by Napala Pratini January 01, 2017 5 min read Read more

The past, present, and future of PayPal

How the payments giant started, grew, and continues to adapt to change

by Napala Pratini December 14, 2016 5 min read Read more

How does PayPal work?

Why making payments easier for the consumer means layers of complexity behind the scenes

by Napala Pratini December 14, 2016 4 min read Read more

’Tis the season for payments processing

How holiday spending benefits the players handling payments but also increases potential for fraud

by Napala Pratini December 04, 2016 3 min read Read more
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Why payment innovations are essential to progress in consumer technology

A look at eBay, Uber, and Flipkart as examples of how payments underpin innovation as a whole

by Chelsea Allison December 02, 2016 6 min read Read more

Who’s winning the digital wallet wars

And is anyone making money on it?

by Napala Pratini November 22, 2016 7 min read Read more

Credit or debit: What’s the difference?

Credit cards and debit cards are two mainstays of consumer spending—in 2014, 78 percent of Americans preferred these two payment methods [http://www.creditcards.com/credit-card-news/payment-method-statistics-1276.php] over any other, including cash. But what are the differences between the two? The source of money. When consumers pay for

by Iza Wojciechowska September 25, 2016 3 min read Read more

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