NACHA’s 2021 rule: what does it mean for your business?
Companies that debit funds over the ACH network will soon be required to validate customer bank accounts. Find out how you can implement a solution.
A roadmap to frictionless cross-border payments
Trillions of dollars are sent internationally each year—but the process remains costly and slow. Find out how new technology can streamline these payments.
How debit cards stack up
The debt debit owes to ATMs, banks, and credit card networks in becoming America’s preferred form of payment
What is SWIFT?
Tracking how money moves internationally from bank to bank thanks to the SWIFT messaging system
What are remittances?
Countless people around the world rely on remittances as a key source of income, but the system hangs in a careful balance
Holding all the cards
The history of how banks helped create and manage the credit card system—and the impact that has today
Inside ACH payments with Stripe and Plaid
Accepting ACH payments was once a daunting process to get started, but these days it’s much simpler
The numbers game
Unpacking the bank account, routing, debit, credit and other numbers that ultimately control how we send and receive money
What are co-branded credit cards?
In 2014, payments made with co-branded cards amounted to 31 percent of all credit card purchases
How Venmo does P2P without fees
Why playing the long game in the fiercely competitive peer-to-peer payments market pays off for Venmo
How EMV hopes to chip away at fraud
U.S. credit card fraud is at an all-time high, but will switching to EMV cards help?
The primary players in payments processing
A breakdown of the major players in the payment processing industry
How Starbucks won mobile payments
Relying on loyalty and simplicity—a 2D barcode—helped the coffee giant crack the mobile payments code
A history of account and routing numbers
Accounting for the development of two identifiers that suddenly underpin a vast number of transactions
Are you a platform or a marketplace?
As your business grows and evolves, your decision will have broad implications for brand identity, growth strategy, international expansion, and payments.