Articles By

Plaid Staff

What is direct debit?

Explaining the ACH-based payment option that’s popular in the U.K. and Europe

What is the Open Banking Standard?

How a global system of banking APIs can help consumers, businesses, and banks

What is the dual banking system?

Unpacking the United States’ approach to banking

What is Dodd-Frank? Origins and outlook

Explaining the act that reformed Wall Street after the financial crisis

Authentication and authorization: Differences and methods

Two related yet different components of streamlined account access

Online mortgages are here to stay

Banks and lenders are catching on to why digital mortgage processes are better