What does the SEC do?
An explainer on the role of the Securities and Exchange Commission in fintech
Why do bank holidays exist?
Despite mobile banking and 24-hour ATMs, banks don’t operate when the Fed is closed
What does ACH stand for?
Breaking down the system we use to move our money
A primer on NACHA
Who’s behind the ACH network and how did it all get started?
How does an ACH deposit work?
What exactly happens when money gets deposited in a bank account
What is ACH debit?
Breaking down how an ACH debit transaction moves from one bank account to another
How an ACH transfer works
More on ACH transfer types, costs, and differences versus other transfer options
How does an ACH payment work?
The speed and low cost of ACH makes it an attractive alternative to other payment options
What is ACH?
Learn where ACH came from, what it is used for, and how it works
The basics of ACH credit
A closer look at how an ACH credit transaction happens and the parties involved
How an ACH transaction works
Learn more about how an ACH transaction is processed, what it is used for, and what risks are involved
Understanding credit unions
As credit unions grow in popularity, it’s important to understand how they differ from other financial institutions—and how to serve those consumers that prefer them
Credit or debit: What’s the difference?
The numbers game
Unpacking the bank account, routing, debit, credit and other numbers that ultimately control how we send and receive money
How debit cards stack up
The debt debit owes to ATMs, banks, and credit card networks in becoming America’s preferred form of payment
What are co-branded credit cards?
In 2014, payments made with co-branded cards amounted to 31 percent of all credit card purchases
A history of account and routing numbers
Accounting for the development of two identifiers that suddenly underpin a vast number of transactions
The cost of splitting the bill
Why divvying things up in the ridesharing business isn’t always free
What is KYC and why does it matter?
A closer look at how Know Your Customer rules work—and how they impact the financial system