About The Author

Chelsea Allison

Chelsea leads Plaid's content and marketing efforts. Before Plaid, she led marketing at Sookasa, a cloud security company acquired by Barracuda Networks. In prior lives, she was a writer at Vogue and an investment banker at Wells Fargo. She's partial to Duke basketball, her husband's cooking, and the Oxford comma.

How KYC might evolve in a post-Equifax world

How KYC might evolve in a post-Equifax world

The 2017 breach was historic for many reasons, not least of which is its potential to transform the practice of KYC as we know it

Finterview: Flutterwave’s Iyin Aboyeji

The founder of Flutterwave and Plaid’s Chelsea Allison chat about the current state of Africa’s payments infrastructure and the optimistic future of the continent’s workforce

Bank infrastructure and inclusivity

When financial inclusion necessitates not just new products, but also inclusive infrastructure

The rise of prepaid cards in America

What’s making prepaid cards one of the fastest-growing financial products in the country

Amazon is eating the world

Amazon is eating the world

When winning e-commerce isn’t enough: How Amazon is poised to disrupt financial services

Banking-as-a-platform 2.0

Banking-as-a-platform 2.0

Banks are becoming platforms organically, driven by consumer preferences. So what does banking-as-a-platform 2.0 look like?

Finterview: Poynt's Ray Tanaka

Finterview: Poynt's Ray Tanaka

Poynt's CTO Ray Tanaka talks POS, the future of online commerce, and the commoditization of payments processing

Apple Pay and the rise of the five-party network

Apple’s contactless payments are far from ubiquitous, but new developments hint at a next-generation payment platform

The future of Dodd-Frank and the Financial Choice Act

Unpacking the House bill that puts Dodd-Frank in its crosshairs

Sticks and stones

Exploring the ancient precursors to cryptocurrency

Finterview: Meg Nakamura of Shift Payments

Finterview: Meg Nakamura of Shift Payments

Shift Payments co-founder Meg Nakamura talks API platforms, unexpected challenges of starting out with cryptocurrency, and what the future looks like for Shift

How do you solve a problem like marijuana?

How do you solve a problem like marijuana?

How the U.S. dual banking system is stymieing business growth

How does NFC payment work?

The burgeoning technology used for tap-and-go payment relies on radio waves and electromagnetic fields

What does the FTC do?

How the FTC aims to promote honest business practices and preserve consumer choice—and where fintech fits in to its broader mission

Finterview: Qapital’s Erik Akterin

Finterview: Qapital’s Erik Akterin

Plaid’s Chelsea Allison and Qapital’s CTO and co-founder chat about about what makes saving so difficult for so many, the differences between Sweden and the United States, and getting a fintech startup off the ground

Rebundling the bank as a platform

Rebundling the bank as a platform

The future of financial innovations will rely on banks and startups working together

Finterview: Privacy’s Bo Jiang

Finterview: Privacy’s Bo Jiang

Talking privacy in payments and the challenges and opportunities in bringing new financial technologies to market

Why payment innovations are essential to progress in consumer technology

Why payment innovations are essential to progress in consumer technology

A look at eBay, Uber, and Flipkart as examples of how payments underpin innovation as a whole

Sorting out Same Day ACH

How Phase 1 tightens the ACH process to move money faster

You say you want a revolution—in access to banking data

The United Kingdom is leading the charge on a new industry standard to free consumers’ financial data—but what might it mean for the United States?